PERFECTION in the highly desired subdivision THE COTTAGES of LORA BAY. The Discerning Buyer will appreciate the PREMIUM LOT backing onto LORA BAY GOLF COURSE. This BEAUTIFUL 4 Bedroom, 3 ½ bath home has been extensively upgraded with no detail overlooked. Enter into the welcoming Foyer from the Charming Front Porch. From entry it will lead to your Open Concept Entertainers Dream Living Room, Dining Room, and Kitchen. It will be love at first sight. With Hardwood Flooring throughout the main level and a Soaring Stone Gas Fireplace to warm you. Stunning appointed Chefs kitchen with Center Island and Gas Range Upgraded Countertops and Backsplash. Walk out onto your Multi Leveled Composite Deck complete with Hot Tub and Privacy Wall. The Lush Landscaped Exterior is perfect for gathering of friends and family. The Main Floor Primary Bedroom is complete with a Walk In Closet and a well appointed Ensuite Bathroom. Paneled Powder Room for guests completes the main floor. Upstairs there are 2 Bedrooms and a 4 piece Bathroom for family and guests. Enjoy movie night in the Upstairs Loft Sitting area. The Finished Basement offers a Family Room with a Second Gas Fireplace, Home Office area and Personal Gym. A 4th Bedroom and Full Bathroom for overflow guests. Main Floor Garage access to Oversized 2 Car Garage. Great Curb Appeal. Lora Bay offers an Exceptional Four Seasons Lifestyle. Private Beach and a Luxurious Club House offering a private homeowners lounge, Dining and a Gym.